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IAC CONSUMER PRIVACY POLICY

This explains the policy of the Individual Assurance Company, Life Health & Accident and its subsidiaries and affiliates (collectively “IAC Group”) regarding non-personal and personally identifiable information that we may collect when you visit this website. Non-personal information is any information we obtain from your connection and interaction with this website such as your Internet browser and domain name. Personally identifiable information is information that you provide to IAC Group voluntarily that can be used to identify you or your business such as your company name, contact name, e-mail address, telephone number or postal mailing address. This Internet Privacy Policy applies only to this website.

1. Changes To Internet Privacy Policy
IAC Group reserves the right, in its sole discretion, to make changes to any of its privacy policies and practices at any time without advance notice. Please review this web page for any changes that may be made to this Internet Privacy Policy from time to time.

2. Collection and Use of Information
When you visit this website, some non-personally identifiable information may be collected and stored by our server. This information includes the following: (1) the domain and host from which you access the Internet (e.g., aol.com); (2) the Internet protocol (“IP”) address of the computer you are using; (3) the browser software you are using; (4) the operating system you are using; (5) the date and time that you access our site; (6) the specific pages you visit at our site; (7) the number of visits you make to our site; (8) the number of visits to specific pages you make at our site; (9) the total time you spend at our site; and (10) the products or services requested or purchased at our site. Any non-personally identifiable information we collect may be shared with IAC Group’s employees, agents, representatives, and third parties.

When you visit this website, in addition to the collection of personally identifiable information during the registration process (See “Registration Information” above), we may collect and retain personally identifiable information that you provide to us voluntarily through e-mail, online forms, surveys, or other means. Personally identifiable information may be used by IAC Group to alert you to product upgrades or modifications, special offers, updated information, and new products and services. Except as described below, we do not sell, lease, or otherwise share any personally identifiable information regarding users of this website with any third parties. Personally identifiable information may be shared with IAC Group’s employees, agents, representatives, and selected third parties who work with IAC Group to operate this website or to provide products or services associated with this website. All such employees, agents, representatives and selected third parties will be under an obligation to use reasonable care to keep your personally identifiable information confidential. We may disclose any personally identifiable information concerning users of this website to law enforcement agencies or other government officials when we believe in good faith that such disclosure is required under the law.

3. Use of Cookies
We may use cookies for a variety of reasons. For example, we may use cookies to store your preferences for certain kinds of information or to store your password so that you do not have to input it every time you visit our website.

4. Security of Information
While no security technology is immune from failure, IAC Group has implemented security measures in an effort to prevent the unauthorized release of, or access to, personally identifiable information collected through this website. For example, we have set up technical security measures such as browser encryption, routers and firewalls to safeguard personal and financial information against unauthorized access. Our servers are located in the United States of America.

A filtering router verifies the source and destination of each network packet and determines whether or not to let the packet through. Access is denied if the packet is not directed at a specific, available service. A firewall is used to shield information from the Internet. All incoming traffic is addressed to the firewall, which only allows e-mail into the user service environment. Traffic through the firewall is subjected to a special proxy process, which operates in much the same way as a filtering router, verifying the source and destination of each packet. The proxy then changes the IP address of the packet to deliver it to the appropriate site within the internal network. In this way, all inside addresses are protected from outside access.

5. External Links
This website may contain links to other Internet websites. If you click on those links, you may leave this website and go to websites that we do not control. IAC Group is not responsible for the privacy practices or the content of other websites.

6. Policy Regarding Children
We do not knowingly collect, maintain, or use any personally identifiable information from children under the age of 13. Persons under the age of 18 are not permitted to use this website.

7. Contacting Us
If you want to contact us for any reason, you can call us at (405)285-0838. You can also reach us by postal mail at:

Individual Assurance Company (IAC)

930 E. 2nd St, Suite 100

Edmond, OK 73034